SBA Base Rates
Note: Maximum allowable fixed rates for 7(a) loans (including fixed rate SBA Express and Export Express) submitted to SBA beginning November 6, 2018. Methodology can be found in the Federal Register, Document Reference Number 83FR55478.
Not shown on the New Maximum Allowable Fixed Rate for 7(a) Loans PDF and Excel files, "For 7(a) fixed rate loans over $250,000, SBA is setting the maximum allowable spread over Prime at 5%." Effective 12/1/2018, Greater than $250,000 is 10.25%.